Archive for the SCOD Online School Category

SCOD Urban Architecture Notes

Posted in Alternative Architecture, Book Reports, Critical Commentary of Civilization, Historic Architecture, Languages, Politics, Pub Library, Recommendations & Tributes, SCOD Online School, Sustainability, Uncategorized with tags , , , , , , , , , , , , , , , on May 17, 2020 by Drogo

American architecture has ‘plurality and duality’. We have a variety of expression with scales of space and attitude, for the rich and poor. We have a modern design duality of rectilinear and organic architecture. Rectilinear modernists have been influenced by: Gropius, Loos, Corbu, Mies, Meier, Kahn, and Johnson. Organic modernist heroes are fewer, and there are fewer of us: Wright, Moss, Gehry, Solari, and Predock.

New Urbanist sprawl still faces the problems of commercialism vs community. Their planning principles have helped us to have more mixed-use zoning, but we still have the problems of Capitalism in decline, with an expanding lower class, destroyed middle class, and imperial upper class. New developments in Maryland and West Virginia seem to ignore the problems of population debt infrastructure, ecological devastation, agricultural decline, and transportation congestion all for the sake of profit.

Moynihan said our cities were ‘soulless’, like Diogenes he was holding a lamp for architectural self-examination. Cities are not as safe as we would like, and we should always remember their epitaphs are too often ‘military target’. Violence and migration are the main problems of our ‘urbane’ urban design. We have so often been wrong in our problem solving, it is clear we need to learn more from our past patterns of tradition. The corruption in politics that creates bad planning, can only be countered by an aware and active population willing to conspire and protest more than the elites can bribe, to bring attention to values which cannot be bought. 

‘A Pattern Language’ by Chris Alexander explains how architecture is about relationships. There are many cultural associations and historical traditions that can be better than soulless sterile machines for living. Architecture is sculpture for living, and we should not ignore sociology and heritage for the sake of industrial convenience to serve a consumer society that is destroying our global environment for profit. Yes we should have standards for structures that are able to shelter us without collapsing, but sustainability must also include the arts and nature.

 

References:

American House Now‘ by Doubilet & Boles

Better Places‘ Chapter in ‘Geography of NoWhere’

‘Pattern Language’ Relationships by Chris Alexander

New Urbanism, Second Generation‘ by Beth Dunlap

The Soulless City‘ by Moynihan

 

 

 

 

Art Color Theory

Posted in Crafts, Education / Schools, paintings, SCOD Online School, Uncategorized with tags , , , , , , , , , , , on May 11, 2020 by Drogo

Paint Color Names

Art Talk – by Drogo Empedocles  [Audio Recording]

art supplies 2

This is an essay on color theory for artistic paintings, and not a scientific theory of light colors. Both art and science can view colors according to spectrums. However, there are some paradoxes between science and art color theories; which I do not explore here (but I do in other places). The main paradox is evident in the ‘Key Theory Types’, which shows that light and pigments have opposite blending keys on the greytone spectrum. The other color paradoxes are mainly association vs property issues (blue-red frequencies, color seen is what is reflected, greytones are not colors of light, etc).

 

The best way to depict color theory is usually by Color Wheels, with pallets of various colors in relation to each-other. Colors have 3 aspects: the name of the color itself (hue), the value tint-shade, and the tone saturation (closeness to true mid-value relative to other hues). Increasing tonal contrast in an art composition maximizes tints, shades, and saturations to accentuate distinctions. Decreasing tonal contrast dulls everything to greytone neutrality. 

ryb color wheel

Color Controls (Hues): color names have ‘Tint and Tone’ (ie – light tint, vibrant tone)

Tint-Shade (Value) – true value, white adds brightness (tint), black adds darkness (shade) 

Tone (Chroma) – saturation of true value and contrast between values (intense vs. dull)

 

Types of Paint Colors: Greytone (black & white) and True Colors (first, second, third types)

12 True Colors: Red, Blue, Green, Yellow, Orange, Purple, Brown (Rust), Amber, Lime, Teal, Violet, Crimson

 

Key Theory Types:

Brown is the key mix of paints (RYB)

White is the key mix of light (RGB)

Black is the key mix of print ink or dye (CMY)

Grey is key mix of complementary (opposite tones and tints)

 

  1. Primary Colors (3): 

Paint (RYB) – Red, Yellow, Blue 

Light (RGB) – Red, Green, Blue 

(CMY is the subtractive paint inverse of RGB)

 

  1. Secondary Colors (3):

RYB – Orange, Purple, Green

RGB – Yellow, Magenta (light purple), Cyan (light blue-green)

 

  1. Tertiary Colors (6):

Red-orange (rust), yellow-orange (amber), yellow-green (lime), blue-green (teal), blue-purple (violet), red-purple (crimson)

 

Color Associations: cultural (neon as a bright tint, chinese red, pruscian blue), social, personal, complementary, and warm vs cool

Color families (names listed as light to dark values, mid being ‘true’):

Greens – lime, grass, clover, olive, true, forest

Reds – rose, tuscan, true, cardinal, scarlet, crimson

Blues – cyan (aqua-marine), teal (cerulean-sky), true, cobalt, indigo (ultra-marine)

Yellows – lemon, true, gold, mustard, tan-beige, ochre (orange)

Purples – pink, mulberry, lavender, violet, true, royal, carmine

Browns – oak (tan), ochre-oxide, wheat-grain, dirt, true, chocolate, caramel, indian carmine (redwood), Vandyke

Greys – light (white), mid, dark (black)

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Drogo’s personal paint supply of small containers for paintings: 8 Greens (for plants & trees), 6 Reds, 5 Blues, 5 Yellows (+orange), 4 Purples (+pink), 3 Browns, 2 Greys, and White & Black in larger containers. 

 

 

 

 

SCOD Design Methodology 202

Posted in Alternative Architecture, ecovillages, Organic Architecture, SCOD Designs, SCOD Online School, SCOD Thesis, Uncategorized with tags , , , , , , , on April 7, 2020 by Drogo

How to Approach SCOD Design (updated 2020)

 

  1. Define linguistic terms for communication

Vocabulary: sustainable, community, cooperative, organic, dwelling, development, alternative architecture, art, science, nature, elements (parts), ecological (environmental), permaculture, homesteading

 

  1. Study statistics and discuss case studies (architecture types and styles): Historical, environmental, industrial (commercial), domestic (private), utilities, public (social), mixed-use, temporary, permanent, etc… [see scod blogs and references]

 

  1. Theory Assumptions: Commercial monopolies (Crony Capitalism) are destroying global eco-systems, contributing to dynamic climate change, and increasing consumerism and planned obsolescence that steals national wealth (socialism for plutocrats), which increases debt poverty and decreases democracy. [see scod philosophy and references sections]

 

  1. Design methods: Basic Needs Diagrams (3 survival, function, form, flow), 5 Elemental Forces Lists (air, fire, water, earth, spirit), Social Narratives (client description details of desires), legal framing (codes), cost estimates, construction procedure, timeline, etc. Develop your own scod design strategies based on case studies and assumptions.

 

5.  Design Images: drawings, models, multi-media

BERNIE BEATS TRUMP!

Posted in Commercial Corporations, Ethics & Morals, news, Politics, SCOD Online School, Sustainability, Uncategorized with tags , , , , , , , , , , , , , on February 18, 2020 by Drogo

The reasons why Bernie is the only viable candidate to beat Trump, are the reasons why corporations hate Bernie the most. 

Bernie Sanders beats Trump (if Bernie were allowed to run by the DNC and the electoral college and supreme courts did not over-ride popular votes). This thesis statement is based on my ‘SCOD Politics 101’ class I have been teaching for free by sharing my research work since 2016. When Trump won I seriously began studying political-economic history and theory. So to explain my statement to those who have not been attending class because they have been busy with work and watching corporate media, I will discuss my class content and grading policy briefly.

Recent years have been a class on politics 101 for in depth reporting on the DNC by youtube progressive journalists (because the corporate media never did it). I do not mind trying to teach it as a free scod course, because it is exciting to me that more information is available, despite the New Red Scare. If you still believe that the DNC cares about beating Trump with a candidate who will reduce war, pollution, and corruption you are not paying attention and comments that support corporate candidates will get an F. Corporate candidates who are like Trump in greed but are more polite fail, because they cannot beat Trump and offer no significant change. Would most people be a better president than Trump? Yes, but the DNC is paid about the same as republicans by corporations to not resist substantially, because they are complicit with war crimes and national and planetary theft. I was giving out D’s for those not caught up about the depth of DNC corruption for the last decade, but now those who turn in late papers with no references to corporate rigging will get Fs. Does this mean that we need to reform our 2-party system with mass popular movements to change the power structures? Yes, voting for the lesser of 2 evils has almost no effect on Climate Change, pollution, corruption, or wars. Corporations prefer Trump over every other candidate, and most importantly Bernie Sanders (who happens to be the only one who can beat Trump if allowed to run against him, and if the popular vote was allowed to count). Our secret agencies and military intelligence have a much larger budget and more control over our system than Russia (see New Red Scare).

Our Pentagon is aware that Climate Change is real and they include it in their operational priorities. However they will continue to wage endless war for corporations who fund them. This is one of the main problems of our current global empire, with bases in other countries and a larger budget than all of them combined. To get a good grade in ‘SCOD Politics 101’, one needs to directly address the existential corporate threats to democracy, our environment, and the history of civilization with substantial critique. Apathetic or defensive apologies for corporate corruption no longer allow for a passing grade in the basics of American politics, because it is not objective or scholarly to deny planetary science regarding our environment. For those attending and doing their own homework too, thank you and keep up the good work!!

Facebook Audio Recording of this Essay [goes into more detail]

Shop as usual Putin puppets! (joke based on the false narrative of the New Red Scare)

 

Reasons to Dare to be Wrong

Posted in History, Matras Quotes Tips, Poems, Rationality & Logic, SCOD Online School, Uncategorized with tags , , , , , , , , , , , on August 9, 2019 by Drogo

My Reasons for Daring to Be Wrong – 

I believe architects must dare to study multiple disciplines, even though i know through experience that specialists will always know their topics better. Professionals are very protective of their trade, lest someone try to replace them, take what is theirs, and mingle it with other disciplines inappropriately. This is what architects do to design buildings, although to us it is valid appropriation to make something greater than its parts, and possibly new (gasp)! As an amateur historian of philosophy I realize most things that i think i know, someone will claim to know better. I dare because the comparing and contrasting interests me, whether right or wrong according to whomever. One thing that professors are reluctant to admit for obvious reasons, is that education is ongoing even for teachers. Not only do we learn new things as we grow old, but also we forget things unless practiced, and can find out we were wrong about some things. If only for the sake of poetry i feel i have something to express, no matter how much others want to attack my work for perceived flaws. Even i can argue against most of my points and assumptions, no matter which ones i like more, although i do try to be as accurate as i feel is correct for my way of thinking. I certainly agree there are many facts which most of us can consider objective. Most days however, i feel it is all pointless. So i struggle against my own will to create. The passion i summon against depression can result in a very neutral state which I can call sanity, and that self is always there peering into the void of meaning and the well of mimir.

Why bother trying to be always correct (right is a direction)? Daring to be wrong can be enough sometimes. Many people think that many other people are wrong about a great many things, and their opinions can change sometimes. Admitting we are wrong can be hard, but it is easier when we assume nothing in reality is perfect.

Seeking Authors for SCODzine!

Posted in Critical Commentary of Civilization, Philosophy, Poems, Rhymes, Riddles, SCOD Online School, SCOD Status Update Reports with tags , , , , , , , , , , , , , , on December 5, 2014 by Drogo

‘Grass Root Words’ is a Naturalist periodical journal for essays, poems, and short-stories on inspirational themes like history, education, evolution, environmentalism, civil rights, philosophy, arts, and discoveries in science. Contributing authors include all ages; alive or dead; famous or infamous. This is like a grass-roots ‘Leaves of Grass’, except anyone can be in it, not just Walt Whitman.

Grass Root Words ab

Volunteer authors can email me (Drogo) drogo76@hotmail or find me on Facebook and send their short writings (poems, essays, or short stories) for ‘Grass Roots Words’ SCODzine Kindle ebook collections. I will publish anything less than a page that fits! Send your writing any-time because late-comers will just be added to a later issue.

Grassroots – any organic social group supporting at least one common cause, as opposed to a movement that is organized by official power structures. Many local volunteers in various places can lead to massive unified parties, like patches of grass.

Self-Publishing

Posted in Book Reports, Individuals / Members / Monsters / Creative Writing, Pub Library, SCOD Online School with tags , , , , , , , , , on July 25, 2014 by Drogo

If anyone has a digital file for a book, i can publish it for about $100 within a month. That is a very low price that the author can pay for my services, to do all the work of format editing and publishing on Amazon and Kindle. It usually takes me over 10 hours, so at $10 an hour that is quite a deal!

Any book sales I will report and share with the authors. It is in my interest to do so, because we could make more successful projects. Identifying success potential is key. I have published over 20 books. Want more information on SCOD publishing? Find me on Facebook or click HERE to collaborate on a book project!

Books Published by Drogo Empedocles

– Drogo Empedocles of SCOD

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Organic Education

Posted in Critical Commentary of Civilization, Education / Schools, SCOD Online School, Services, Sales or Trade, Sustainability with tags , , , , , , , , , , , , , on February 3, 2014 by Drogo

Independent Scholar Vouchers

Hear me all those with a college diploma, ye who think thou art superior to those without a college diploma.

Hear me all those without a college diploma, who think that bosses will only realize your worth if you get a college diploma.

I have a Masters Degree in Architecture from Savannah College of Art & Design. Yes I think I earned it. Yes I am proud of it. Yes the paper diploma, the school documents, and the thousands of dollars of loans do not mean that I am smarter, more intelligent, or wiser than if I had been taught many of the same things by other means.

Sure I value many of my college experiences. Yes I retain much of the knowledge I received from the 6 years. Yes I value the friends and teachers I had. Yes many of classes I took were of little value after I graduated for the types of jobs that I had. Yes many of the classes I took are largely obsolete in my life today, because of who I am. Who I am includes life changes, life choices, phases of various interests, and realizing how I want to define myself as an adult. When I was in college I was a teenager, becoming the adult I thought I wanted to be; which was in contrast to becoming the adult I thought was expected to be by other adults. Now I am a grey-haired adult, becoming the adult I think I now want to be; which is not entirely the same adult that I became previously.

Now, let us talk about self-education, independent tutoring, and community learning. Self-education can be reading a book, talking to someone, or learning that a person experiences or realizes during or after a variety of hobbies, social events, or work periods. Independent tutoring means self-education by means of personal tutors, or Master-Apprentice relationships. Community learning means groups of individuals learning from mutual shared experiences and interactions; this can include civic or work place social works. I believe these are all part of mainstream public and private education through schooling; but they are also important alternatives to mainstream schooling.

I personally have always learned best by studying subjects by my own standards, and on my own time schedule. I have always loved learning in general; but just as I prefer good teachers, nice bosses, and generous loved ones; I also prefer learning in fun and free ways best. So why do we have standard schooling, besides the fact that it is a tradition? My answer is that the bell system of classes is based on factory efficiency, and not on organic quality education. Organic quality education can occur through self-education, tutoring, and community learning by themselves; without factory standard schools.

I do think if the only type of education for the masses that the government will fund is standard public schooling, than it is good that at least one type of education is provided for by our tax money. I would rather organic personal learning be funded by our government at whatever scale, but what we have is probably better than nothing. One alternative cultural situation could be that organic education be so popular and mainstream that no taxes at all would need to be collected for education of any kind, because people would want to spend all of their money on education as soon as they earn it; as though it were a commercial or drug trend like sports, cars, or alcohol.

I propose a theory of organic education using the 3 organic methods as previously stated; that would be verified by an Independent Scholar Voucher (ISV) system. I, as an independent scholar, can vouch for another independent scholar that I have witnessed, taught, or worked with enough to defend their claim of educational learning to a certain ‘degree’. In this way I am willing to defend such Voucher titles, to the point of publicly challenging any opposition to the claim. Do you know of any public or private institution that would be willing to wrestle or fight a person that did not value your educational ‘degree’ that you earned from them? Fuck no. Would I fight for your right to express your personal organic education, if I could vouch for it with confidence? Fuck yes!

fourways temple

Harpers Faery Magic Bible

Posted in Book Reports, Critical Commentary of Civilization, Matras Quotes Tips, Pagan, Religions, SCOD Online School with tags , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , on March 22, 2013 by Drogo

 

New-Age Testament & Neo-Pagan Scripture

by Drogo Empedocles 2013

Introduction

Multiple religious myths and spiritual magics for polytheistic Neo-Pagans

This book is a modern eclectic Pagan Bible. It is the personal beliefs of Prophet Drogo Empedocles, and his interpretation of world religions, New-Age philosophy, and Neo-Pagan magic. Polytheistic Celtic-Wiccan influence is finally proudly written here, in contrast to many Hebrew, Christian, and Muslim beliefs; because of their doctrines of cultural war against Pagans. As a handbook guide of holy Pagan scripture, this book is meant to be a shield and a sword for our faith, in the hands of the chosen guardians. This Pagan Bible includes stories about the magical town of Harpers Faery, and is a combination of historic-fiction, occult magic, and autobiography.

Eclectic-Pagan Celtic-Wiccan New-Age Bible

The word bible, is from the Greek word biblia, meaning simply books. According to religious tradition a bible is also a canon of holy scripture; an authoritative collection of rule books. The dominant rule of this Neo-Pagan Bible is the proclamation of a new covenant with ancient religions, modern Paganism, culture, and individuals in the form of universal spirituality, and acceptance of unique personal magic, and our diverse environments within the Universe. Most of the major religious rule books are now outdated guides. Please help spread the good news of the Pagan Bible!

The word pagan, from Latin paganus, means “rural country folk”. Paganism usually refers to religions or beliefs which are polytheistic or indigenous (non-Christian). Within Paganism are categories such as polytheism, shamanism, pantheism, or animism. Neo-Paganism is the revival of the ancient old ways, adapted in a new way for our modern times. There are many important reasons for this “New-Age” movement, but perhaps most of all Neo-Paganism exists because Mother Earth deserves some respect again, more than ever before!

In various religious and spiritual writings, we may find some answers; or at least stories we can relate to, and are helpful. We may also become upset or troubled by what we read. One curious pattern to notice about written history and other bibles, is how their texts ignore and degrade goddesses, women, and nature-based faiths in general. While mythical stories may be interesting, it is only through our own self-realized connection to civilization and nature that we may put ourselves in context with the true Universe. Remember we are not alone, even when we feel alone.

My name is Drogo Empedocles, and I am a faery. Well, part faery anyway. It is complicated, so I will explain my blood line later. I call myself a faery because fae magic is in my blood, and most of my friends are faeries of one kind or another. I wrote this as my Bible, and it is based on my beliefs and my home town. I encourage everyone to write their own bible. History happens to real people everyday (before it becomes history). This Bible supports polytheism, faerie equal rights, and bloody swear words; in addition to conventional biblical morality and multicultural ethics. This is my Bible.

Dr. Rev. Drogo F.H. Empedocles

HFM Chapters

World Religious Mythology

Harpers Faery Creation Myth

Harpers Faery Songs & Poems

New-Age Testament of Drogo

Harpers Faery Spells and Rituals

Images, Bibliography, References

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1st Edition Ebook – Available on Amazon Kindle!

1st Edition – Buy the Paperback Book on Amazon!

2nd Edition –  Paperback  /  Kindle

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Legal Decongestant Drugs

Posted in Medical, SCOD Online School with tags , , , , , , , , , , , , , on December 20, 2012 by Drogo

Legal over-the-counter Drugs to alleviate stuffy nose congestion from colds (minor infections), allergies, or other causes.

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“Allergy Medicine” Antihistamine – Diphenhydramine

Side Effects:  hypnotic drowsiness (sedation), liver stress, nausea, constipation, delirium, heart stress, confusion, memory loss, paradoxical reactions, discontinuation rebound effects: anxiety, mood swings, and insomnia.

PGO04790

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“Nasal Sinus Medicine” Sudafed  (Circular Red or Long White Pills) – Pseudoephedrine – sympathomimetic amine  vasoconstrictor (restricts blood flow into the nose, shrinks swollen nasal mucous membranes,  increases drainage of sinus secretions, and opens Eustachian tubes)

Side Effects:  minor stimulant (insomnia), cold nose (reduced nasal blood circulation),  hypertension, anxiety, paranoid psychosis (panic attacks).

sudafed-decongestant_300

Warning:  Topical decongestants should be used with caution and for no longer than three days to avoid rhinitis medicamentosa (paradoxical reaction).

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“Cold Medicine” DayQuil / NyQuil (by Vicks) – Phenylephrine, Acetaminophen, Dextromethorphan – relief of headache, throat congestion (headache), pains (cold, flu, and fever symptoms)

Allergydayquil

NyQuil also includes the Antihistamine – Doxylamine succinate

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Vicks VapoRub – Mentholatum (camphor, menthol, spirits of turpentine, eucalyptus oil, cedar leaf oil, myristica oil, thymol, nutmeg)

Side Effects:  Oil in lungs, stimulates mucus production and airway inflammation

800px-Vicks_vaporub1

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“Nasal Spray Chemical”  – Oxymetazoline Hydrochloride (instant vasocontrictor decongestant)

Side Effects:  rhinitis medicamentosa (paradoxical reaction, may become reliant to constantly relieve chronic congestion daily).

nasal-spray1

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Eustachian tubes – tubes that link nasopharynx to middle ear

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Conclusion:

The safest method seems to be to use meditation (psychology, visualization, massage), steam, hot salt water (saline spray or Indian neti-pot), and other more natural methods as those side effects are more obvious, and less complicated.

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Electric Ceiling Light Details

Posted in SCOD Online School, Uncategorized with tags , , , , , , , , , , , , , on December 19, 2012 by Drogo

Preparing to Install an Electric Ceiling Light

The following descriptions and photos are meant to help anyone designing or working on a ceiling, and using hanging electric ceiling lights.

1.  Design and build beams for the ceiling and lights to be attached. One important thing to remember is that ceiling lights cannot be installed directly under beams if the drywall (or other ceiling material) is directly secured flatly against the beams. The lights must be attached to the ceiling structure above the ceiling, by its electric outlet box. Then the box hole is cut into the drywall, and the drywall is secured to fit exactly around the light electric outlet box holes. Hint: it is far easier to do with another lighter material (not drywall), like for panels in a drop ceiling or a thinner fiberboard sheet panel.

electrical-light-box

2.  Inspect electric light for assembly

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3. In this case the metal bracket attachment for the electric box, has a screw rod, with a loop cap. Unscrew the loop cap, and add a chain to connect the hanging lamp to the loop cap.

special note: as you can see in the photo of the instruction manual, they did not draw the wires.

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Two pairs of pliers are needed to bend the strong chain links. Open them wide enough to link to the loop cap, and the hanging lamp. Then close the links.

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4.  Feed wires through chain, and loop cap.

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5.  Install surface of ceiling (drywall or other), cut hole for box. Secure metal bracket into box.

(photo to be added)

6.  This part must be done by an electrician when all power is off at the breaker panel: Pull line wires down from electric box, and connect them properly to the lamp wires, up through the metal bracket; including ground wire.

(photo to be added)

7.  Add plate guard to loop cap, and screw it into metal bracket in electric box. The plate guard will hide the edges of the hole in the ceiling that the wires come through. Make sure all connections are secure!

(photo to be added)

* Remember to hire a licensed electrician because it is the law, and you could be killed by electrocution.

SCOD Religion

Posted in Pagan, SCOD Online School with tags , , , , , , , , on February 28, 2012 by Drogo

SCOD Agnostic & Atheist Church, Ministry, Religion

 

SCOD believes that it is possible that civilization will regress into dark ages, as it has before. It also believes that regardless of the future, we should usually prepare ourselves for the worst, while hoping for the best. We are all individuals, but can sometimes come together on occasion to achieve more than we would otherwise. Biodiversity is natural and good, and unique qualities are important even within groups that desire to cooperate towards a better life. Communal life is not for everyone, but is encouraged for those of us that desire it to various degrees.

If you believe as we do, than you may consider yourself one with SCOD.

SCOD believes we are each our own ministers of our own personal beliefs. Therefore feel free to use religious titles in the name of SCOD. Every living-being is born with the right to free-will, which includes recognizing what is ‘divine’. You may request a letter of good standing, or a certification from us if you wish to have a piece of paper to show others.

  1.  Sentient life-forms have ‘spirit energy’.

  2.  Inanimate objects have energy.

  3.  Matter is condensed energy.

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Lore, Legends, & Mythology – Belief In Fictional Stories and Characters

If you want to know how atheism and religion work together, ask any serious fan of fictional works. If they are honest they will admit what they love is ‘not real’, but also that it feels real to them and they live it inside. Imagination really does exist in our minds and is very powerful, and does not make us all delusional. Our minds are the limits of our knowledge, and contain both real and unreal ideas and feelings. Fiction fans can worship as much as religious zealots who claim what they believe is entirely real non-fiction. The Platonic truths revealed to us through fictional art, writing and acting (whether called spiritual or not) come to us from what Plato called ‘the Real World of Ideas’. Numbers are a classic example of real things that exist beyond material manifestations.

I agnosticly question all beliefs, not just religious ones; but also personal, cultural and scientific beliefs, to various degrees. I question things i consider to be true facts, less than paranormal mysteries. i have a crowded table of consciousness; and my sub-conscious under the table is a nest of sketches. I do not pick a side regarding love or hate of religion, because I love science and religion, and most of all creativity and philosophy. I question religion much more than science, but i challenge all authority, even my own. i try to explain my philosophical belief in spirituality in relation to other beliefs; and the gnostic vs agnostic modes i go through of knowing vs not knowing (questioning). most of my spiritual experiences are feelings, so when i write poetry or tell a story i translate as best i can. my hermetic Pagan expressions are shown in my art work. all my eclectic religious influences of gnostic mysteries. For me gnostic philosophy (loving wisdom and knowledge) is sublime integration of cultures as deep underlying spirit truth; and thus the ‘knowing’ is about life, death, and everything that we are and beyond. Blessed be.  – Drogo

Life Planning

Posted in Individuals / Members / Monsters / Creative Writing, SCOD Online School with tags , , , , on December 28, 2011 by Drogo

Written by Walton Stowell II

If you follow these steps for self-help writing, and actually write all your shit out; it should help you more than you may expect.

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Chronological Timeline of your life; from birth to old age.

(include period titles, notes, ages, years in decades, etc)

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Definitive Paragraphs

(write about each subject to self define the terms)

Life Goals, Values, and Vision

Happiness

Success

Income

Bills

Savings

Dependents (pets, kids, etc)

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Current Schedule

Living Arrangements (renting, owning, shelter etc)

Apartment Rental Location (dont live near alcoholics if you are an alcoholic)

Area Ideas (list state, county, city, town, and subdivision options)

Look in Newspapers, Craigslist, Google, and use Real Estate Agents

Financial Management Ideas

Micro-Loans are best loans because there is more of a chance to pay them off.

List Mirco-Loan options in case you need them during hard times.

Loan Sharks, Collaterals, Cosigners, ways to pay off monthly payments

Draw Area Maps for driving tours and networking communication and transportation etc.

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**  REMEMBER TO FOLLOW IT BY RE-READING WHAT YOU WRITE!

SCOD School – Free Self Education

Posted in Cooperatives / Communities / Networks / Travels, SCOD Online School with tags , , , , , on October 3, 2011 by Drogo

To visit the official SCOD School Website:  CLICK HERE

Here are some related websites listing other Free Education Websites:

Independent Blogger 1

Independent Blogger 2

Independent Blogger 3

Other Web Source 1

 

 

Federal Student Loan Secrets

Posted in Education / Schools, Legal / Laws, SCOD Online School with tags , , , , , , on September 26, 2011 by Drogo

I was never told and there is no info about Loan Forgiveness dates for Low Income on my Federal Loan Repayment Website, so for 10 years i have been struggling to repay thousands of dollars that i dont have based on an uneducated choice i made to attend colleges i did not know i would not be able to pay off within the ‘average 10 years’. I never found that ‘promised magic job’ that my father had. I might have been able to pay rent or afford health insurance if i had known about Loan Forgiveness deadlines.

I just heard on NPR that the Department of Education’s Community Service Loan Repayment plan has been in the works since 2009, but there is still no info about it on my Federal Loan Website. I will seek out more information about these ‘secrets’ and post them below. Here are the important issues that every college graduate with a Low Income should know about, but we have not been educated about:

1. Community Service Loan Repayment Plan

(after 10 years or 20 payments?)

2. Low Income Loan Forgiveness Deadline

(after 20-25 years?)

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According to the official White House Government website:

Under this new law, students enrolling in 2014 or later are offered this option –

Forgive Any Remaining Debt after 20 Years, or after 10 Years for Those in Public Service: Borrowers who take responsibility for their loans and make their monthly payments will see their remaining balance forgiven after 20 years of payments, reduced from 25 years in current law.  Public service workers – such as teachers, nurses, and those in military service – will see any remaining debt forgiven after 10 years.

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Federal Student Aid Information Center
1-800-4-FED-AID (1-800-433-3243)
This is a toll-free number.

Direct Student Loans – 1800-848-0979

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After calling both numbers above, they told me all their information is available online, easy, and straightforward not requiring a business or law degree to understand. Ha!  The Education Department was un-apologetic and said “Most people pay the loan off in 10 years.”  Thanks for that.

The White House and the Education Department call it “Community Service” but you cannot find it on the Direct Loan website by searching for that; they call it “Public Service” Loan Forgiveness Plan.

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From the Federal Direct Loan Servicing Page:

Can my loan ever be discharged?

Yes. A discharge releases you from all obligations to repay your loan. Your loans can be partially or totally discharged if:

  • You become totally and permanently disabled. This cannot be for a condition that existed at the time you applied for the Direct Loan unless a doctor certifies that your condition substantially deteriorated after the loans were made.
  • You are unable to complete a course of study because your school closed or because your school falsely certified your eligibility.
  • Your school signed your name on the loan application or promissory note without your approval.
  • You were a victim of identity theft.
  • Your obligation to repay your loan was discharged in bankruptcy court proceedings. This may occur when conditions of extreme financial hardship are present and a judge orders the discharge of the loan(s) in an adversary proceeding.
  • You die.
  • The student for whom a PLUS Loan was obtained dies.
  • You taught in a selected low-income school for 5 consecutive years. You must also have received new loans after October 1, 1998 and have no outstanding balance on a Direct Loan or FFEL Program loan disbursed before this date. For more information on eligibility requirements for Teacher Loan Forgiveness, please click here.
  • You are and/or were employed in public service field(s) considered eligible under the Public Service Loan Forgiveness Program, during which time you made 120 separate qualifying monthly payments through an eligible repayment plan after October 1, 2007. You must also be employed in a qualifying public service job at the time of your application for forgiveness and when any remaining loan amount is forgiven. For more information on eligibility requirements for the Public Service Loan Forgiveness Program, please click here.
  • You are due but are unable to obtain a refund from your school on your Direct Loan.
  • You have a Consolidation loan obtained jointly with your spouse and one of you dies or becomes totally and permanently disabled.
  • You have a Consolidation loan that includes a Federal PLUS and/or Direct PLUS loan borrowed for a student that has died. The portion of the Consolidation loan attributable to the student that has died may be discharged.

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Repayment Plan

Changing repayment plans is a good way to manage your loan debt when your financial circumstances change. For example, you can usually lower your monthly payment by changing to another repayment plan with a longer term to repay the loan. There are no penalties for changing repayment plans.

The Direct Loan Program offers the following repayment plans:

  • Standard Repayment Plans
    • Non-Consolidation Loans – fixed payment for up to 10 years.
    • Consolidation Loans – fixed payment for up to 10 to 30 years based on total education indebtedness.
  • Extended Repayment Plans
    • Extended repayment terms are available to Direct Loan borrowers with no outstanding principal or interest balances as of October 7, 1998 and with more than $30,000 in Direct Loans.
      • Fixed Monthly Payment Option – fixed payment for up to 25 years based on Direct Loan balance greater than $30,000.
      • Graduated Monthly Payment Option – smaller payments at first that increase every two years, for up to 25 years based on a Direct Loan balance greater than $30,000.
  • Graduated Repayment Plans
    • Non-Consolidation Loans – smaller payments at first that increase every two years for up to 10 years.
    • Consolidation Loans – smaller payments at first that increase every two years for up to 10 to 30 years based on total education indebtedness.
  • Income Contingent Repayment (ICR) Plan
    • Payment amount is based on a borrower’s family size, annual Adjusted Gross Income (AGI) and the total amount of the borrower’s Direct Loan(s). This can vary year to year for up to 25 years. The ICR Plan is NOT available to a borrower with a Direct PLUS Consolidation Loan(s) made before July 1, 2006 and/or a Direct PLUS Loan(s) made to parent borrowers. However, a borrower is eligible to repay any Direct Consolidation Loan(s) made on/after July 1, 2006 under the ICR Plan even if it includes a PLUS Loan(s) made to parent borrowers.
  • The Income-Based Repayment (IBR) Plan
    • An alternative to the Income Contingent Repayment (ICR) Plan. The IBR Plan is designed to make repaying education loans easier for students who intend to pursue jobs with lower salaries, such as careers in public service. It does this by capping the monthly payments at 15 percent of your discretionary income (the difference between your Adjusted Gross Income and 150% of the poverty guideline for your family size and state of residence). You must have a partial financial hardship to enroll in the IBR Plan. If you are married AND file taxes separately, only your income will be considered when calculating your IBR payment amount. Like ICR, after 25 years of qualifying repayment, any remaining balance on the loan will be forgiven, but you may have to pay taxes on the amount forgiven.

The Direct Loan Program previously offered a range of grandfathered repayment plans prior to 9/10/2007. Borrowers who had already entered repayment on one or more of their loans prior to 9/10/07 and who have one of the grandfathered plans already assigned to their loans remained on those plans. In addition, subsequent loans that are disbursed for those borrowers will be placed on the same grandfathered repayment plans. Please note that if at any time borrowers elect to update their repayment plans, they will only be able to select from the new repayment plans. In addition, once they have changed their repayment plan, they will not be able to return to one of the grandfathered repayment plans.

  • Standard Repayment Plans – fixed payment for up to 10 years.
  • Extended Repayment Plans – fixed payment for up to 12 to 30 years, depending on the total amount a borrower owes.
  • Graduated Repayment Plan – smaller payments at first that increase every two years for up to 12 to 30 years, depending on the total amount a borrower owes.

Please contact the Direct Loan Servicing Center if the above plans do not meet your financial needs.

NOTE :

“Like ICR, after 25 years of qualifying repayment, any remaining balance on the loan will be forgiven, but you may have to pay taxes on the amount forgiven.”

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“The borrower must have made 120 separate monthly payments beginning after October 1, 2007 on the Direct Loan Program loans for which forgiveness is requested.” = 2017 would be the earliest a loan could be forgiven.

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(more information to come)