Archive for money

SCOD Economic Theory Series

Posted in Arts (Design & Performance), Economics, Multimedia Communication, Organic Development, Philosophy, Politics, Uncategorized with tags , , , , , , , , , , , on May 3, 2017 by Drogo

Essays on Educational, Employment, and Systemic Economic Problems and Solutions

by Drogo Empedocles; May 2017

In 2017 I am producing a series of recordings and essays on ‘SCOD Economics’. This Economic series includes interviews and biographies across disciplines, and intends to address both present injustices and futurist hopes. We will discuss injustice within our educational and political system, that adversely affects people with alternative thoughts or theories that are not accepted by the conventional establishment corporate ideology frame-work that contains and controls most of the World. We are given their propaganda that “we can all have any job we want, so long as we try hard and get good grades”. Our reality based on my experience is more like “most of us can have at least a minimum-wage job with few benefits, for a limited amount of time, without job security, pathetic interest for savings accounts, the job we find may be against our own interests, and those who cannot get good grades or are bad at following orders get nothing and will probably end up in jail or homeless”. Despite these problems which I have personally witnessed and experienced, the final goal of the series is to plan for a better more sustainable tomorrow for future generations; even if the series conclusions are largely ignored within our life-times.

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SCOD Economic Permaculture & Futurist Interviews:

Tom the Data Scientist, Libertarian

Cheri M. the Permaculturalist

Beamer the Scientist, Liberal

Aeyla the Care Giver, Independent

Scorpion the Homeless, Independent

Drogo the Architect, Green

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SCOD Economic Commentaries:

My Favorite Job Was Teaching

How Crony-Capitalism Affects Education

Homeless Ways of Life

Public Art and Street Teaching

Alternative Economic Education

Graduate School Politics in Colleges & University

Permaculture in Economics, Business, & Politics

Quest For Consciousness

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References:

Economics Professor Mark Blyth

Economics Professor Wolff

MIT Professor Noam Chomsky

(Page Under Construction – links and more will be added soon)

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95 Million Americans Not Employed

Posted in jobs, Uncategorized with tags , , , , , , , , , on December 10, 2016 by Drogo

95,055,000 Americans have no employer-job income in 2016!

For some reason, the public media ‘Unemployment Reports’ from the US Department of Labor are not listing the largest and most important number. According to their own data charts (which do not copy well as a direct link for specific info, perhaps on purpose) the Bureau of Labor Statistics ‘Household Data’ Table A-1; in November 2016 there were over 95 Million Americans ‘not employed’ total. To clarify, over 95,000,000 adults have no ‘outside-the-family-home’ income (using the ‘not in the labor force’ chart). Many adult workers have no formal income in America. Over 38 million men and almost 57 million women, of those jobless are adults over the age of 16 (using the seasonally adjusted charts).

Here is an article link that explains the ‘Real Unemployment Rate‘.

The total population of the USA is 324,954,000. The US civilian population of adult citizens between the ages of 15-65 is apx. 206,189,000 (male + female) [Wikipedia]; of those 152 million are ’employed’ (includes over 7 million unemployed), and 95 million are not included. About 152 million employees are having to support 95 million other adults of all ages AND all the 62 million children. Although we have men and women working formal or informal paying or volunteer jobs, the ratio of income is perhaps about the same as before Equal Rights (152/157). Worse yet the economy shows no signs of improving, and based on the facts appears to be getting worse every year (accounting for inflation ratios).

There is a pattern trend in relation to the number of years (from 1975-2016) and the unemployed numbers (58 million to 95 million). In 1975 the total ‘jobless population’ was 58,627,000 (over 16 years of age). So since 1975 the ratio of population to non-employed has at least doubled. Our total population has grown in that time (1975-2016) only a little over 100 million more; therefore the disproportionate numbers means that although the total population only grew by 1/3, the jobless population grew by 1/2. ‘Fact-checkers’ claim numbers not included (people in school or elderly over 65) reduce 95 million to 20 million, but I am not convinced and have not yet verified their numbers [Politifact]. I believe counting students over 16 as potential PAID labor force is fair (as they should not be slaves), so if we subtract 40 million elders (population over 65 not verified) that still leaves 55 million adults with no official income that should be getting a living wage if we believe that people have a right to life.

This data makes a parabola chart showing perpetual rapid job loss by the millions within decades. In one generation the masses could all be slaves to corporate plutocracy, with no ability to vote on anything except American Idol, will own less and less property, and will become more impoverished with each generation. One conclusion could be that we are indeed long overdue for major reform, we have been misled by our leaders, and real revolution is needed. The Green Party, SCOD, and others are by necessity already exploring alternative grass-roots economies. We should also break up the Federal government into smaller sections of states (by time-zones), each with democratic directly elected presidential councils. The system trend resembles a Plutocracy that keeps the masses enslaved only to benefit the wealthy elites.

jobless-chart-copy

Lessons of the Great Depression

Posted in Economics, Sustainability, Uncategorized with tags , , , , , , , , , , on January 8, 2016 by Drogo

Causes, Effects, and Importance of the Great Depression 1929-39

The common assumption is that the greatest economic depression in modern history was triggered by the stock market crash of 1929, which caused panic sell-off. However there are other theories which are more fact-based and categorically explain the order of events during that period of time. The Great Depression is vital to remember, for all citizens regardless of economic involvement, because it shows that markets can take a 10 year down turn, and rebound overall; yet many people may lose everything in the process.

Keynesian institutional theory focuses on ‘spending demand’ as the key economic factor. Spending demand is related to consumer confidence. Monetarists believe that the Federal Reserve Bank should print more money, and allow the largest companies to profit MORE during a recession, in hopes that they will hire more I suppose; which is stupid because history shows that they keep profits and reduce work force during a ‘down turn’. Banks and companies tend to ‘hunker down’ during economic down-turn, so propping them up is NOT a solution to democratic economic health of citizens who may starve to death while companies replace their jobs with the cheapest solutions. Central bankers and Corporate CEOs are the new royalty in an oligarchy given power by commercial capitalist greed.

The effects are important to note – DO NOT put all your money into stocks, and then pull them out when their value is low, because people have lost all their savings that way!!! Those that do well, use bonds and diversify assets (cds, mutual funds, safe stocks). If they cash out their investments, they do so only when the amount they remove is MORE than what they put in. If someone invests with a company that goes bankrupt and stocks never go back up, that is a permanent loss.

The importance of the Great Depression is that memory of it shows that government economies may seem to fail over a period of 10 years, but after the 10 years, it can inflate back up at the SAME prices as before the deflation period. This may be due to exponential growth of population, greed of the oligarchy, and general stability of civilization. For civilization to fail significantly enough to cause a greater depression, a global catastrophic event would have to happen, the likes of which would have to at least be closer to the fall of the Roman Empire, if not greater. Debts become greater during monetary deflation. There can be no doubt that any greed driven system like Capitalism will be volatile and hostile to all classes confined within it. The failings of democracy within tyrannical Capitalism, shows that Capitalism has failed us only slightly less, but increasingly more, than the despotic models that crushed the inherent popular good will of Marxism before it (see USSR) even began. However if you can play the system with enough money, invest in environmental companies, because some companies are better for life on the planet than others. There are corporate investment companies waiting to take your order!

Sadly war and borrowing got us out of the Depression. Why can’t peace and saving get us out of the Recession?

Systems of Government and Economics

Posted in Critical Commentary of Civilization, Economics, Philosophy, Sustainability, Uncategorized with tags , , , , , , , on November 28, 2015 by Drogo

There are some good systems of government and economics, but human failings can ruin any system, as there is no perfection of any state in reality. Humans have misused cases of Communism as much as they have misused cases of Capitalism. You can argue that one system is better than another, but perpetuation of one system does not mean that it is successful; for example a king may rule for many years but that does not mean that they were good to their people. Jesus showed that Communism could be a wonderful thing, if limited by size and time; just as many business people may think Capitalism is good, while it most certainly hurts many people who cannot compete. Democracies can fall victim to mob rule of the ignorant masses, just as Republics can be controlled by Capitalist corporations as an Oligarchy and Plutocracy. Greedy and lazy and psychotic people will abuse any of these systems, but poor people have been working harder and spending more proportionately in taxes than rich people or big corporations.

international_institute_for_strategic_studies

In 2017 the Military Industrial Complex backed by our President is cutting funding for all humanitarian or ethical agencies, and pumping 50 billion more into the military. America spends over 600 Billion annually on the military budget, while all other countries spend under 200 billion, and most under 100 billion if they even have that much money (international economic budget statistics according to the IISS). The IISS is the International Institute for Strategic Studies; “a British research institute founded in 1958 for international affairs. Since 1997 its headquarters have been in London, England. The 2013 ‘Global Go To Think Tank Index’ ranked IISS as the ninth-best think tank worldwide” (Wiki). We spend more on ‘health care’ than military, but half the country is poor, and can barely afford the basic costs of living including health insurance. Our government does not work well for most of its population.

SCOD is developing an overall master plan for micro-economics between friends for communities, that can apply and be integrated with the larger existing economy. Surviving and thriving within our means should be our fundamental right to work in life. We should be allowed to survive by having our basic access needs met, in an organic environment aided by group systems, to be able to be self-sufficient; regardless of any desire for more wealth or other work. There will always be lazy and greedy people, but for the majority who are reasonable with the means to be rational, they can be who they are and do what they want without ruining a fair economic model for all. We know that the new economic model cannot be ruled by plutocrats, oligarchs, tyrants, or despots of any kind, even those claiming to be ‘representatives’. Ancient Greece exposed the deadly flaws of democracy when they put Socrates to death, so there must be constant reminders of the worst human tendencies of mobs, and laws that respect civil rights that value life. This is the middle-ground between the existing Patriarchal plutocracy dominated by aggression, and the future Matriarchal utopia of an almost moneyless system based on right to life, right to work, and equal rights for ‘We the People’. This means having natural renewable resources freely available for all.

People value what they want, but dont reach out to others who they dont think they want anything from. It is a natural problem that should be at least talked about more, as to how to value those that do not do what we want, or dont offer what we want, as many are not able to constantly adapt to what others want, because they recognize what they will be given in return is not always fair if they are generous and others are not. I think there is often a stalemate in these groups as to how to approach others. Differences in communication can cause huge problems when negotiating projects. If people can work out a friendly pattern of communication that works to solve complex problems before real tough issues come up, they should use all means necessary. We need to use many approaches; time banks, shared projects, CSA’s, Green Investments, etc.

rich-vs-poor

Rich vs Poor, the economic class game that ignores national wealth inequality and the value of human life. Economic models show that if the richest 1% would not be allowed to hoard the nation’s wealth, it would allow the poorest to be able to afford to live, and it would expand the middle class (Professor Mark Blyth, Brown University). Corporate profits are higher now than they ever were in recorded history (Robert Reich based on national statistics, accounting for inflation, since 1947, relative to percentage economy) ; Average Americans are not getting enough income to buy their products, so companies are buying their own stocks, like during the 1920s, you know…. just before the Stock Market Crash and Great Depression. The main argument against distributed wealth has always been war propaganda against Russia (Red Scare), which was really based on xenophobia, but it is American to believe we are ‘all created equal’ and ‘we the people’ get to decide in democracy.

National Living Wages Value Artists

Posted in Arts (Design & Performance), Critical Commentary of Civilization, Economics with tags , , , , , , , , , on November 4, 2015 by Drogo

SCOD economic theory – Living Wage Revolution & The Arts

Artists are people too, and humans in American society have a right to life, liberty, and the pursuit of happiness. In the future all free people, including all Artists of all kinds (visual, dance, music, etc), should be supported as human beings, regardless of their abilities, economically by government funds on a ‘living wage’, paid for by wealthy corporation and Wall Street mega-business taxes. The price of food, shelter, and utilities should also be kept low, so as not to neutralize the value of money. Unregulated Capitalism and Inflation devalue human and monetary worth. These changes are needed, because throughout history all those who desire to make art, not as a hobby but as a living, have found that only a very few can do so, when governments are run by belligerent greedy assholes that prefer war over art. Many of the most otherwise peaceful and joyful victims of society get lost in deep cracks between the common work and under-funded shallow health-care systems. The common criticism that oppressing authorities have of socialism is that it ‘will allow people to be lazy while others work hard for the same amount’; and that is total bullshit because first of all those that are able to make more money with work would do so, as those that achieve more or better work will be rewarded extra pay and accolades for their accomplishments. Also working hard does not always produce better results than working smart, and those of us who become demoralized by lack of funding and no hope, would be motivated by the fact that we would be appreciated and given what we need to live our lives. Living wages could be reduced as legal penalties when laws are broken, and removed when incarcerated in prison institutions that provide their basic needs during their stay. In this way the greedy can still be greedy, but not at the expense of others that contribute greatly to civilization who have not been valued by economic systems as a whole since the dawn of history. An economic revolution is needed, and all artists should be leading it!

Circular Economy – Dame Ellen MacArthur

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Post-Bubble Recession Economics

Posted in Crafts, Critical Commentary of Civilization, Economics, Sustainability with tags , , , , , , , , on May 26, 2014 by Drogo

This article has presumptions based on post-911 and post-2007-recession data and experiences gathered by SCOD members.

1. Most of the money is being horded by 1% of the population (ultra-rich).

2. Upper-Middle Class are not hiring or spending as much as they should locally.

3. Monsanto and other Mega-Companies have monopolies that we can only break by collaborating on cooperative projects like eco-villages, organic gardening, gathering, hunting, home-made crafts, repairing reused items, etc….

Here is ‘real-talk’ about post-bubble economics…. people are lagging.  Instead of paying strangers to do things and buying products from companies, we need to intensively correspond about buying products and services from each-other; that is how we transition for real. Granted some companies are better than others, and some people are more talented or skilled than others. Regardless of flaws, the transition must take place.

We with SCOD are doing it, but I rarely find mundane people willing to seek out ways to give back. I am lucky enough to find some, and those I will stay in touch with. Even the most poor of us, can give back in their own ways when given gifts. Post-bubble recession economics, trade-for-trade with friends. Communicate, negotiate, exchange…. work it out. If someone does not pay you enough for your goods or services, tell them. If you think people are acting odd because they won’t talk to you about an issue of commodity, challenge them on it.

Work with those willing to work, and ditch those that will not participate. Enthusiasm and follow through, that is what we need. Do it people, do it. If someone calls you that you can trust, you better fricking call them back asap to get things done.

* SCOD FOOD COOPERATIVE:  Concept, Webpage

Banks are very selfish, because at all times they will always only give what benefits them more. That is because they function on basic Capitalist profit driven values. Even when they always make much more than they need, they NEVER return much of those profits back to the most poor who barely have enough money to put in an account. This is why interest rates from banks will be non-existent if they can help it (as we experience now).

Why are bank account interest rates are lower than they used to be?
Banks get money from the Fed at 0.75%
So the banks don’t need our money as much as they did before the Great Recession and Housing Bubble Collapse.  Also they make more on mortgages, and as long as interest stays low on mortgages, they do not want to raise our interest on accounts, even if it would entice us to invest more with them; they simply do not need our money, they make their own with the Fed.

Pub Business Plan

Posted in Economics, Pub Library, Victorian Tavern with tags , , , , , , , , , , , , , , , on May 7, 2013 by Drogo

So you want to open a Medieval, Victorian, or Fantasy Pub? So do I. Here is a step-by-step list of a typical business plan for opening a pub.

1.  Location, location, location. Town, County, State. Near a highway. Enough space, at a reasonable cost (low monthly fees: mortgage, lease, rent, utilities, etc.). Easy access Parking.

2.  Get a business license, liquor license, insurance, inspections, permit for a club, and whatever else is needed legally in that location.

3. Order enough beer, liquor, wine, and a few food items to last a month or two; always keep stocked, and sell it for more than you pay for it.

4.  Advertise locally, in print, and on-line; with proper signage.

5.  Have a reason for people to come and keep coming back; quality food & drink; affordable costs; membership dues or benefits that other places do not offer; atmosphere and special social scene.

6.  File proper income taxes; accounting for employees and sales.

7.  Deal with problems as a benevolent over-lord.

Sounds simple doesn’t it? So why has it not happened yet? The problems come with the initial start-up costs and rent. Even with a steady stream of patrons, there is no guarantee that sales will cover the cost to run the place; and that is the big gamble – the risk.

ArmoryPub5